Our predictive models identify idle capital in your treasury and propose where to invest it with 0% brokerage commissions, so that the efficiency of the decision is the only thing that pays.
Data hosted in the EU. GDPR compliance. No minimum permanence.
Manual surplus analysis is slow and often arrives late. Inflation erodes the value of idle cash while you decide what to do with it.
Spreadsheets updated once a month, decisions based on intuition and brokerage commissions that are deducted from each operation, reducing the net profit without the client clearly realizing it.
Predictive models that process cash flows in real time, detect the surplus available each day and propose investment alternatives, all without transaction fees.
Three capabilities work together to transform financial data into concrete decisions, without requiring an in-house quantitative team.
Unlike systems designed for large portfolios, our models are calibrated with the cash flow history of medium-sized businesses, identifying seasonality patterns and liquidity peaks specific to each sector.
Each recommendation includes exposure limits calculated based on the minimum liquidity that your company needs to maintain, preventing operating capital from being committed to less liquid products.
The dashboard shows the liquidity position, identified opportunities and the performance of previous decisions on the same day they occur, without depending on monthly accounting closings.
Our income comes from subscribing to the platform, not from cutting its operations. That is why the number of operations you perform does not affect what you take.
| Concept | Traditional broker | Valor Gestencia |
|---|---|---|
| Commission per operation | Between 0.1% and 0.5% | 0% |
| Portfolio management fee | variable | Not applicable |
| Cost per data analysis | Not included | Included in subscription |
| Revenue model | By volume of operations | Fixed subscription to the platform |
By not charging per trade, we have no incentive to suggest unnecessary moves. Our interest is aligned with making your capital perform, not with making it operate more.
The process is designed to require minimal management time by the company's financial team.
The bank account or accounting system is linked through an encrypted connection, without the need to enter data manually.
Historical and current flows are analyzed to estimate the surplus available at different time horizons.
Investment options are presented adjusted to the risk profile and liquidity needs declared by the company.
With a single click the selected operation is executed, without brokerage commissions and with immediate confirmation.
Valor Gestencia was born from the observation that the majority of SMEs in Spain keep cash tied up in current accounts due to lack of time or tools to analyze it, not due to lack of investment opportunities.
We designed the platform so that a financial manager without quantitative training can understand each recommendation and decide whether to approve it, always maintaining final control over the capital.
Learn more about usThe data is stored encrypted on servers within the European Union and the processing complies with the GDPR. Access to the information of each account is restricted to users authorized by the company itself.
The platform prioritizes instruments with liquidity compatible with the needs declared by your company. Availability times vary depending on the product chosen and are shown before confirming each operation.
No. The system generates recommendations, but each operation requires explicit user approval before being executed. You maintain final control over each investment decision.